In these difficult economic times, we wish all of you prosperity and hope to see you soon down here.
Live beneath your means. Don't feel you must own real estate to have a decent nest egg. Pay off your boat. Move aboard. Let go of your possessions – or at least as many of them as you can. Keep working and save everything you earn: one day of salary from your job equals three more days of cruising on your boat. Leave the dock behind when you can – not when you feel it's comfortable. Be Ulysses Grant, not George McClellan. Learn weather, navigation, and engine repair – the rest will follow. Expect to have some tough days: cruising is a lifestyle, not a vacation where everything is always white sand beaches and margaritas – you'll have to clean the bilge and track down that leak sooner rather than later. It's a very good life aboard, if you're so inclined.
And for those not so inclined, the same rules apply. Sort of.
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